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We asked the Dev@fineract.apache.org list to respond to an online survey.  The survey asked many of the same questions as the Survey Results of 2019 November. 

Response n = 41, with each questions receiving up to 41 responses, but some as few as 28 responses.  

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Thereafter we asked for some specific ideas.  These ideas and comments were shared:   

• Make APIs super easy to consume instead of making bloated feature rich APIs. Non techfins have slow developers and it takes them forever to integrate front-end applications into the platform.
• The Apache Fineract website and the Getting Started Guide need a lot of work. As an example, the first thing the Getting Started guide does is confuse users and prompt questions: It says it is "for Fineract 1.x (non-CN)". What does that mean? Am I in the right place? What is non-CN? Does this apply to me? 1.x? Is there a later version of Fineract? Presumabley CN stands for Cloud-Native. Surely cloud native is better. But where is it? Help! My point is that there is too much of a cognitive load when you come into the documentation. In fact I have learned so much more from lurking on the Listserv, and I must commend the friendly community.
  
  
• New features implementations are not happening regularly.
  
  
• Maybe some tutorial videos would be great for the less experienced community (I don't know if they already exist)
  
  
• involve much more the internet of things
  
  
• User manuals for personnel without financial knowledge.
  
  
• Have a CI/CD with Quality Assurance and Rlease Tag in the Source Code Repositories form more focused work teams (front back end) to streamline development
  
  
• Requires more mentors.
  
  
• reduce the number of segments and concentrate on a major version which will make the use-cases much straight forward
  
  
• Enable mobile payments, sms & email
• Fineract CN architecture is too complex for proper contributing
  
  
• Documentation is scattered and use cases other than micro-finance need to be highlighted. There is hardly a senior functional fintech influencer connected to the project at Product engineering level.
  The CN vs 1.x question would be much better if it had an open answering option, my opinion: CN has driven the community apart, abandoning an existing product that has active users on it and businesses relying on it like that was not a good decision of the project, and also not one made the apache way, it was very much driven by the team at that time pushing people onto a tech stack and buzzword bingo whereas the featureset was forgotten about (in a similar way it happened between Mifos and MifosX). It ultimately drove the efforts of collaboration apart and has resulted in various larger implementers/developer teams forking away.
  
  
• It's going on great.
• i'd like to get more involved in working with features
• The trajectory is ok but we can do better.