## Description:

The mission of Apache Fineract is the creation and maintenance of software related to a core banking platform that provides a reliable, robust, and affordable solution for entrepreneurs, financial institutions, and service providers to offer financial services to the world's underbanked and unbanked.

## Issues:

There are no issues requiring board attention

## Membership Data:
Apache Fineract was founded 2017-04-19 (4 years ago)
There are currently 41 committers and 20 PMC members in this project.
The Committer-to-PMC ratio is roughly 2:1.

Community changes, past quarter:
- Aleksandar Vidakovic was added to the PMC on 2020-10-11
- No new committers. Last addition was Percy Enoabane on 2020-10-02.

## Project Activity:

  • 1.4.0 was released on 2020-09-18.
  • 1.3.0 was released on 2019-04-30.
  • 1.2.0 was released on 2018-12-07.

We have had a lot of end user questions around Fineract 1.x probably due to people
deploying the latest 1.4 release we did in late September. Customer support
questions now account for more than 50% of the emails we get on our Dev list.
These issues or questions are being addressed in a timely fashion and those
that cannot be fixed immediately are logged on JIRA for volunteer developers
to pick up and fix.

We are beginning to have conversations around reorganizing the mailing lists:
adding back the dedicated users list which we disabled back in 2018. This
discussion is ongoing and we have not yet come to a consensus.

Alek, Mike and Petri worked a lot on expanding the swagger documentation and
create sample SDK clients for Fineract over the past few months.

Fineract 1.5.0 has been planned for the first quarter of 2021. Given the
moderate rate of contributions, we think it makes sense to release a new
version once every 3 months.

Rahul Pawar, one of our GSoC 2020 intern kept working on his Credit Bureau
Integration into Fineract projecct by adding more features which enables
Financial Institutions to check credit histories of customers before
processing loan applications

Fineract CN:-

We currently have 1 Outreachy intern working to improve Fineract CN. Audrey
Ndum under the supervision of Committer Kaze Nasser is working to upgrade the
deprecated dependencies in Fineract CN. So far she has update a few
microservices left over when the project started. We think she will be done
with all this by February. 


## Community Health:

Both Fineract 1.x and Fineract CN remain healthy as we see traction the the
Dev list and JIRA. There is a sharp decrease (above 50%) in email traffic on
our Dev List probably due to holiday seasons in December.

Number of issues reported have also dropped sharply probably as a result of
the recently released Fineract 1.4 which may have fixed some issues for end
users.

Code Contributors, PRs opened and commits made have drops by more than 40% as
the solution gets more stable and vacation in December. We need to do better
to get more people engaged with the community.

  • dev@fineract.apache.org had a 44% decrease in traffic in the past quarter (285 emails compared to 503)
  • 84 issues opened in JIRA, past quarter (-23% decrease)
  • 57 issues closed in JIRA, past quarter (-14% decrease)
  • 165 commits in the past quarter (-27% decrease)
  • 12 code contributors in the past quarter (-53% decrease)
  • 184 PRs opened on GitHub, past quarter (-16% decrease)
  • 172 PRs closed on GitHub, past quarter (-23% decrease)


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